Can a Car Insurance Company Refuse to Pay a Claim?
Florida recorded an average of 1,089 car crashes daily in 2022, with over 678,000 drivers involved in car accidents that year.
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Florida recorded an average of 1,089 car crashes daily in 2022, with over 678,000 drivers involved in car accidents that year.
Determining fault after an accident is never an easy task. All states have their own guidelines on how fault is determined, what that means for liability, and any negligence claims that are filed afterward.
Being involved in a car accident can be a terrifying experience for anyone, whether you’re the accident victim or even the cause of the accident.
Miami-Dade County Vision Zero reports that 368 individuals are hurt in traffic accidents in and around Miami every week. Another six individuals are killed in fatal car accidents.
When a car owner allows someone else to drive their vehicle, they may be liable for any accidents that occur. This is known as vicarious liability, and it raises the question: Can a car owner be sued for another driver’s accident? If you have been in a car accident and sustained injuries, it is crucial to know who may be held responsible when the driver is not the owner of the vehicle that hit you. It is also highly recommended to consult with a Miami car accident attorney due to the complexity of these types of cases.
MVA victims may suffer permanent or long-term injuries that require extensive medical treatment. Many MVA victims also deal with mental health challenges, such as depression, post-traumatic stress disorder (PTSD), and phobias. PTSD is common among MVA victims, with over 39% developing PTSD.
Florida remains one of the highest-ranked states for automobile accidents and fatalities. According to the latest data, Florida ranks third in the nation for the highest number of car accident deaths. Florida follows right behind California and Texas.
Over 8.5 million cars and light trucks were in accidents in the United States in 2020, accounting for 96% of all motor vehicle accidents (MVAs). 2020 MVAs claimed 38,824 lives and injured another 2.282 million people, averaging 106 fatalities and 6,252 injuries per day.
Over the years, car accident fatality and injury rates have held steady with insignificant increases and decreases. In 2022, there were an estimated 42,795 fatalities resulting from motor vehicle traffic crashes, a slight decrease from the previous year’s 42,939 fatalities, as recorded by the National Highway Transportation Safety Administration. The rate of injury has also been relatively unchanged over the years.
Each year in Florida, there are hundreds of thousands of car accidents involving injury. The Florida Department of Highway Safety & Motor Vehicles (FLHSMV) record shows over 359,000 car accidents for the current year of 2023. More than half (229,000) involved injury, and about 3,000 were fatalities. With over 15 million drivers in Florida, car accidents continue to happen.